FREE FOR UNION COUNTY RENTERS

Your path from renting to owning

New Jersey has 6 first-time buyer programs with up to $22,000 in down payment assistance. Find what you qualify for in 90 seconds — free, no credit pull.

Find my programs →

Brought to you by Mike Vrlaku NMLS #179115 · Viviana Zapata, BHGRE Elite

$22,000

Max down payment assistance available in NJ

6 programs

Active NJ first-time buyer programs in 2026

90 seconds

To find out which programs you qualify for

Where are you on the homeownership timeline?

This would be my first homeI owned before, but not in the last three yearsI currently own or owned recently (within three years)

Your local experts

Mike Vrlaku

First-time buyer specialist — NMLS #179115

Mike walks Union County renters through NJHMFA, DPA, and conventional/FHA lanes so you understand what you actually qualify for before you tour a single listing.

732-977-9970

Viviana Zapata

First-time buyer guide — all 21 UC towns

Viviana helps first-time buyers match program limits to real neighborhoods—so the numbers on paper line up with the blocks you want to call home.

908-217-7477

Program eligibility shown is informational. Final approval requires lender qualification. NJHMFA program details current as of 2026 — limits subject to change. Mike Vrlaku — NMLS #179115, New American Funding. Equal Housing Lender.