Why Mortgage Protection
Protect the payment that protects the house.
Mortgage Protection is designed around one practical question: if the income that pays the mortgage changed suddenly, how would the house stay protected?
Depending on the policy, coverage may help with monthly payments, a payoff, or a defined benefit tied to a major health event. The point is not to buy the biggest policy. The point is to match the coverage to the risk your household actually carries.
Mike looks at the mortgage balance, household income, existing life insurance, employer benefits, and monthly budget before recommending anything.