Mike Vrlaku
NMLS #179115 · Branch Manager · New American Funding
Mike Vrlaku has closed over a billion dollars in mortgage lending across New Jersey — not by moving fast, but by moving right.
732-977-9970FREE FOR UNION COUNTY HOMEOWNERS
Your free home financial toolkit
See your home's estimated value, calculate your equity, explore refinance options, and connect with local experts — all free, no account required.
See my free tools →Brought to you by Mike Vrlaku NMLS #179115 · Viviana Zapata, BHGRE Elite
WHAT YOU GET FREE
Four tools. Zero cost.
Home Equity Calculator
Estimate your current home value and available equity based on Union County appreciation data.
Refinance Break-Even
See how long it takes to break even on a refinance at today's Union County rates.
Mortgage Protection Review
Find out if your current mortgage protection coverage matches what your family actually needs.
Equity to Wealth Planner
See three paths for putting your home equity to work — invest, upgrade, or pay down debt.
What's your property address?
NEXT STEP
Should you refinance?
Now that you know your equity, see if refinancing makes financial sense.
Your local experts
Viviana Zapata
REALTOR® · Better Homes and Gardens Real Estate Elite
Viviana Zapata has spent years building one of the most active real estate practices in Union County — not through volume alone, but through a reputation for straight talk, deep local knowledge, and the kind of availability that makes clients feel like they're her only client.
908-217-7477Estimates are informational and based on Union County average appreciation. For a precise valuation, contact Viviana Zapata. Mike Vrlaku — NMLS #179115. New American Funding. Equal Housing Lender. Licensed in New Jersey. Not a commitment to lend.