Roselle Park HIP Offers Up to $25,000 for Home Repairs

Roselle Park Offers Up to $25,000 in Home Repair Funding for Income-Qualified Residents

Roselle Park homeowners and renters who need help covering the cost of essential repairs may qualify for up to $25,000 through the borough's Home Improvement Program, known as HIP.

Union County Life has confirmed the program is currently active and accepting applications. The Borough of Roselle Park funds HIP through its Affordable Housing Trust Fund as part of the borough's affordable housing plan.

How the Funding Works

Funding is structured as a no-interest, 10-year forgivable loan. No monthly payments are required. If the homeowner maintains title, insurance, and primary residency for the full 10-year term in compliance with program guidelines, the loan is forgiven entirely.

Who Qualifies

The program covers both owner-occupied and renter-occupied units. To be eligible, the property must serve as the occupant's primary residence and must be substandard or in need of major infrastructure repair. Applicants must meet regional income limits set by the New Jersey Housing and Mortgage Finance Agency, which were recently updated.

What Repairs Are Covered

Eligible repairs include:

• Heating and electrical systems

• Plumbing

• Roof replacement and repair

• Weatherization

• Foundation and structural work

All repairs must conform to the New Jersey Rehabilitation Subcode (N.J.A.C. 5:23-6).

How to Apply

Community Grants, Planning and Housing LLC (CGP&H) administers the program on behalf of the borough. Applications are processed on a first-come, first-served basis until funding is exhausted.

Residents can apply through the Roselle Park HIP Portal at hip.cgph.net/roselle-park-home-improvement-program, visit the borough website at rosellepark.net/297/Home-Improvement-Program, or contact CGP&H directly at hip@cgph.net or (609) 664-2769 ext. 9.

Stay informed about Roselle Park programs and announcements on Union County Life.

FAQ

Does Roselle Park have a home repair assistance program?
Yes. The Borough of Roselle Park operates the Home Improvement Program (HIP), which provides up to $25,000 in repair funding to income-qualified homeowners and renters as a no-interest forgivable loan.

What repairs are covered under Roselle Park's HIP?
Eligible repairs include heating and electrical systems, plumbing, roofing, weatherization, and foundation or structural work. All work must comply with the New Jersey Rehabilitation Subcode.

How do I apply for Roselle Park's Home Improvement Program?
Applications are accepted through the HIP Portal at hip.cgph.net/roselle-park-home-improvement-program. You can also contact CGP&H at hip@cgph.net or (609) 664-2769 ext. 9. Applications are processed first-come, first-served.

Do I have to repay the HIP loan?
Not if you remain in compliance. The loan carries no interest and requires no monthly payments. It is fully forgiven after 10 years if you maintain title, homeowners insurance, and primary residency throughout the term.

Can renters benefit from Roselle Park's HIP?
Yes. The program covers both owner-occupied and renter-occupied units, as long as the property serves as the occupant's primary residence and meets eligibility criteria.